/* BRAND TOKENS — FINANCIAL PROTECTION SOLUTIONS — change colors/fonts here = whole site updates */
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:ital,wght@0,500;0,600;0,700;0,800;1,700&family=Mulish:ital,wght@0,400;0,500;0,600;0,700;0,800;1,500;1,600&display=swap');
:root{
  --c-primary:#0b1c44; --c-primary-dark:#081538; --c-primary-grad:#112a5e;
  --c-accent:#c9a24b; --c-accent-2:#e3c572; --c-accent-dark:#b4863a; --c-accent-deep:#b78d38; --c-accent-hi:#e7cb7e;
  --c-red:#cf3b35;
  --font-head:'Playfair Display',serif; --font-body:'Mulish',sans-serif;
  --c-ink:#0b1c44; --c-ink-2:#4a5265; --c-ink-3:#2d3545; --c-ink-4:#55607a; --c-ink-5:#1b2335;
  --c-paper:#fff; --c-tint:#faf6ec; --c-cream:#f4ecda; --c-cream-2:#efe6cf; --c-ghost:#f4ecda;
  --c-line:#ece2c8; --c-gold-ink:#6b531c; --c-gold-ink-2:#3a3112;
  --c-on-dark:#d7deee; --c-on-dark-2:#b8c3dd; --c-on-dark-3:#c3cce3; --c-on-dark-4:#9fb0d6; --c-on-dark-5:#cdd6ea; --c-on-dark-6:#e3e8f3;
  --btn-bg:var(--c-primary); --btn-text:#fff; --btn-bg-hover:var(--c-primary-dark);
  --space-section:0px; --gap:22px;
  --r-sm:7px; --r-md:14px; --r-lg:16px; --r-xl:18px; --r-2xl:20px; --r-3xl:22px; --r-pill:999px;
  --shadow-card:0 18px 40px rgba(0,0,0,.28);
  --shadow-soft:0 10px 30px rgba(8,21,56,.06);
  --shadow-img:0 26px 54px rgba(8,21,56,.2);
  --shadow-img-dark:0 26px 54px rgba(0,0,0,.35);
  --shadow-white:0 30px 60px rgba(0,0,0,.3);
  --shadow-gold:0 30px 64px rgba(60,45,10,.38);
}
.is-wrapper h1,.is-wrapper h2,.is-wrapper h3,.is-wrapper h4,.is-wrapper h5{
  font-family:var(--font-head); color:var(--c-ink); text-wrap:balance; }
.is-wrapper p,.is-wrapper li{ font-family:var(--font-body); color:var(--c-ink-2); }

/* ============ CONTAINER WIDTHS used by this page ============ */
.is-wrapper .is-content-900{ max-width:900px; }

/* ============ SECTION BACKGROUNDS (wrapper-scoped) ============ */
.is-wrapper > .fps-sec, .is-wrapper .fps-sec{ padding:0; }
.is-wrapper .fps-sec > .is-boxes > .is-box-centered > .grid-container{
  padding-top:clamp(60px,8vw,104px); padding-bottom:clamp(60px,8vw,104px);
  padding-left:clamp(18px,4vw,44px); padding-right:clamp(18px,4vw,44px); position:relative; }
.is-wrapper > .fps-sec-paper, .is-wrapper .fps-sec-paper{ background:var(--c-paper); }
.is-wrapper > .fps-sec-tint, .is-wrapper .fps-sec-tint{ background:var(--c-tint); }
.is-wrapper > .fps-sec-cream, .is-wrapper .fps-sec-cream{ background:var(--c-cream); }
.is-wrapper > .fps-sec-navy, .is-wrapper .fps-sec-navy{ background:var(--c-primary); }
.is-wrapper > .fps-sec-navydeep, .is-wrapper .fps-sec-navydeep{ background:var(--c-primary-dark); }
.is-wrapper > .fps-sec-gold, .is-wrapper .fps-sec-gold{
  background:linear-gradient(135deg,var(--c-accent-hi) 0%,var(--c-accent) 55%,var(--c-accent-deep) 100%); overflow:hidden; }
.is-wrapper .fps-sec-navydeep > .is-boxes > .is-box-centered > .grid-container{ overflow:hidden; }

/* ============ EYEBROW + TICK ============ */
.fps-eyebrow{ display:flex; align-items:center; gap:10px; margin-bottom:16px; }
.fps-eyebrow-centered{ justify-content:center; }
.fps-tick{ width:34px; height:2px; background:var(--c-accent); flex:0 0 auto; }
.fps-tick-gold{ background:var(--c-accent-2); }
.fps-tick-red{ background:var(--c-red); }
.fps-tick-ink{ width:30px; background:var(--c-ink); }
.fps-eyebrow-centered .fps-tick{ width:28px; }
.fps-eyebrow-txt{ font:700 13px/1 var(--font-body); letter-spacing:.2em; text-transform:uppercase; }
.fps-eyebrow-sm{ font-size:12px; }
.fps-eyebrow-ink{ color:var(--c-accent-dark); }
.fps-eyebrow-gold{ color:var(--c-accent-2); }
.fps-eyebrow-red{ color:var(--c-red); }
.fps-eyebrow-goldink{ font-weight:800; letter-spacing:.22em; color:var(--c-gold-ink); }

/* ============ HEADINGS + COPY ============ */
.fps-h2{ font-size:clamp(26px,3vw,40px); line-height:1.15; color:var(--c-ink); font-weight:700; margin:0 0 18px; }
.fps-h3{ font-size:clamp(22px,2.4vw,28px); line-height:1.2; color:var(--c-ink); font-weight:700; margin:0; }
.fps-copy p{ margin-top:18px; font-size:16px; line-height:1.75; color:var(--c-ink-2); }
.fps-copy > .fps-eyebrow + .fps-h2{ margin-top:0; }
.fps-on-navy{ color:var(--c-paper); }
.fps-on-navy-sub{ color:var(--c-on-dark-2); }
.fps-maxw-520{ max-width:520px; }
.fps-ital{ font-style:normal; font-family:var(--font-body); font-weight:600; }
.fps-ital-gold{ font-style:normal; font-family:var(--font-body); font-weight:600; color:var(--c-accent-2); }
.fps-pipe{ color:var(--c-accent); }
.fps-accent-strong{ color:var(--c-accent-2); font-weight:700; }
.fps-head-center{ text-align:center; max-width:760px; margin:0 auto; }
.fps-head-center p{ margin-top:18px; font-size:16px; line-height:1.7; }
.fps-mt-46{ margin-top:46px; max-width:none; }
.fps-mt-20{ margin-top:20px; }
.fps-intro-p{ font-size:clamp(15.5px,1.4vw,17px); line-height:1.8; color:var(--c-ink-2); margin:0; }
.fps-cta-p{ font-size:16px; line-height:1.8; color:var(--c-ink-2); margin:0; }

/* ============ BUTTONS ============ */
.fps-btn{ display:inline-block; font-family:var(--font-body); font-weight:800; font-size:14px;
  letter-spacing:.03em; text-transform:uppercase; padding:16px 30px; border-radius:8px;
  text-decoration:none; transition:background .15s ease; }
.fps-btn-gold{ background:var(--c-accent); color:var(--c-primary-dark); }
.fps-btn-gold:hover{ background:var(--c-accent-2); }
.fps-btn-navy{ background:var(--c-primary); color:var(--c-paper); box-shadow:0 10px 26px rgba(11,28,68,.28); }
.fps-btn-navy:hover{ background:var(--c-primary-grad); }
.fps-btn-ghost{ background:transparent; color:var(--c-paper); border:1.5px solid rgba(227,197,114,.7); }
.fps-btn-ghost:hover{ background:rgba(201,162,75,.2); }
.fps-btn-row{ display:flex; flex-wrap:wrap; gap:14px; margin-top:32px; }
.fps-copy .fps-btn{ margin-top:26px; }

/* ============ HERO ============ */
.is-wrapper .fps-hero{ position:relative; overflow:hidden; }
.fps-hero-img{ width:100%; height:clamp(480px,64vh,660px); object-fit:cover; object-position:center 35%; display:block; }
@media (min-width:1024px){ .fps-hero-img{ height:clamp(560px,64vh,660px); min-height:560px; } }
.fps-hero-overlay{ position:absolute; inset:0; z-index:1; pointer-events:none;
  background:linear-gradient(90deg,rgba(6,16,44,.94) 0%,rgba(6,16,44,.82) 40%,rgba(6,16,44,.44) 72%,rgba(6,16,44,.16) 100%); }
.is-wrapper .fps-top-strip,
.is-wrapper span.fps-top-strip,
.fps-top-strip{ display:block !important; position:absolute; top:0; left:0; right:0; height:4px; z-index:3;
  background:linear-gradient(90deg,var(--c-accent),var(--c-accent-2),var(--c-accent)); }
/* hide the gold top strip only on the hero */
.is-wrapper .fps-hero .fps-top-strip,
.is-wrapper .fps-hero span.fps-top-strip,
.fps-hero .fps-top-strip{ display:none !important; }
.fps-hero-content{ position:relative; z-index:2; max-width:620px;
  padding:clamp(72px,12vw,150px) 0; }
.fps-hero .fps-eyebrow{ margin-bottom:20px; }
.fps-hero-h1{ font-size:clamp(34px,4.8vw,60px); line-height:1.05; font-weight:700; color:var(--c-paper);
  letter-spacing:-.01em; margin:0; }
.fps-hero-lead{ margin-top:22px; font-size:clamp(16px,1.5vw,18px); line-height:1.7; color:var(--c-on-dark); max-width:540px; }

/* Pillar band */
.is-wrapper > .fps-pillar-band, .is-wrapper .fps-pillar-band{ background:var(--c-primary); }
.is-wrapper .fps-pillar-band > .is-boxes > .is-box-centered > .grid-container{
  padding-top:20px; padding-bottom:20px; padding-left:clamp(18px,4vw,44px); padding-right:clamp(18px,4vw,44px); }
.fps-pillars{ display:flex; flex-wrap:wrap; justify-content:center; align-items:center; gap:clamp(14px,3vw,46px);
  font-family:var(--font-head); font-size:clamp(15px,1.7vw,20px); letter-spacing:.02em; }
.fps-pillar-txt{ color:#ffffff; }
.fps-sep{ color:var(--c-accent-2); font-weight:700; }

/* ============ INTRO alignment ============ */
.is-wrapper .align-top > .cell{ align-self:flex-start; }

/* ============ GUIDANCE NOTE CARD ============ */
.fps-note-card{ position:relative; overflow:hidden; background:var(--c-paper); border-radius:var(--r-lg);
  padding:clamp(28px,3vw,42px); box-shadow:var(--shadow-white); }
.fps-ghost-num{ position:absolute; top:-10px; right:14px; font-family:var(--font-head);
  font-size:120px; color:var(--c-ghost); font-weight:800; line-height:1; }
.fps-note-inner{ position:relative; }
.fps-note-h3{ margin-top:14px; font-size:clamp(22px,2.4vw,28px); }
.fps-note-p{ margin-top:14px; font-size:15.5px; line-height:1.7; color:var(--c-ink-2); }

/* ============ QUOTES ============ */
.fps-quote{ margin:28px 0 0; padding:20px 24px; background:var(--c-paper);
  border-left:4px solid var(--c-accent); border-radius:0 10px 10px 0; box-shadow:var(--shadow-soft); }
.fps-quote-txt{ font-size:15.5px; line-height:1.65; color:var(--c-ink-3); font-style:normal; margin:0; }
.fps-quote-cite{ margin-top:12px; font:700 13px/1 var(--font-body); letter-spacing:.03em; margin-bottom:0; }
.fps-cite-gold{ color:var(--c-accent-dark); }
.fps-quote-onnavy{ background:rgba(255,255,255,.06); border-left:4px solid var(--c-accent); box-shadow:none; margin-top:26px; }
.fps-quote-onnavy .fps-quote-txt{ color:var(--c-on-dark-6); }
.fps-quote-onnavy .fps-quote-cite{ color:var(--c-accent-2); }

/* ============ IMAGE FRAMES (offset rings) ============ */
.fps-frame{ position:relative; }
.fps-frame-ring{ position:absolute; border-radius:var(--r-xl); z-index:0; }
.fps-ring-gold{ border:2px solid var(--c-accent); }
.fps-ring-red{ border:2px solid var(--c-red); opacity:.5; }
.fps-frame-tl .fps-frame-ring{ inset:-16px 16px 16px -16px; }
.fps-frame-br .fps-frame-ring{ inset:16px -16px -16px 16px; }
.fps-frame-tr .fps-frame-ring{ inset:-16px -16px 16px 16px; }
.fps-frame-tr2 .fps-frame-ring{ inset:16px 16px -16px -16px; }
.fps-media{ position:relative; z-index:1; height:clamp(300px,34vw,440px); border-radius:var(--r-lg);
  overflow:hidden; box-shadow:var(--shadow-img); }
.fps-media-sm{ height:clamp(290px,32vw,410px); box-shadow:var(--shadow-img-dark); }
.fps-fill-img{ width:100%; height:100%; object-fit:cover; display:block; }

/* order helpers for life section */
@media (min-width:1024px){ .fps-order-1{ order:1; } .fps-order-2{ order:2; } }

/* ============ SERVICE CARDS ============ */
.fps-card-cell{ padding-left:11px; padding-right:11px; }
.fps-svc-card{ height:100%; background:var(--c-paper); border-radius:var(--r-lg); padding:26px 24px 24px; text-decoration:none; color:inherit;
  display:flex; flex-direction:column; box-shadow:var(--shadow-card); border-top:4px solid var(--c-accent); }
.fps-svc-icon{ width:58px; height:58px; border-radius:var(--r-md); display:flex; align-items:center; justify-content:center; }
.fps-svc-title{ margin-top:18px; font-family:var(--font-head); font-size:20px; color:var(--c-ink); font-weight:700; line-height:1.22; }
.fps-svc-desc{ margin-top:10px; font-size:14.5px; line-height:1.6; color:var(--c-ink-4); }
.fps-svc-foot{ margin-top:auto; padding-top:18px; border-top:1px solid var(--c-cream-2);
  display:flex; align-items:center; gap:14px; }
.fps-qr{ width:66px; height:66px; border-radius:6px; flex:0 0 auto; display:block; }
.fps-qr-label{ font:700 11px/1.3 var(--font-body); letter-spacing:.12em; text-transform:uppercase; color:var(--c-accent-dark); }

/* ============ TICK LIST (life) ============ */
.fps-ticks{ margin:22px 0 0; padding:0; list-style:none; display:grid; gap:12px; }
.fps-ticks li{ display:flex; gap:11px; align-items:flex-start; font-size:15.5px; color:var(--c-ink-3); line-height:1.5; }
.fps-tick-check{ color:var(--c-red); margin-top:2px; }

/* ============ HIGH-RISK PANEL ============ */
.fps-hr-panel{ margin-top:clamp(48px,6vw,76px); background:linear-gradient(135deg,var(--c-primary),var(--c-primary-grad));
  border-radius:var(--r-3xl); padding:clamp(32px,4vw,56px); position:relative; overflow:hidden; }
.fps-hr-circle{ position:absolute; top:-30px; right:-10px; width:180px; height:180px;
  border:2px solid rgba(201,162,75,.25); border-radius:50%; }
.fps-hr-inner{ position:relative; max-width:820px; }
.fps-hr-pill{ display:inline-flex; align-items:center; gap:10px; margin-bottom:16px;
  background:rgba(201,162,75,.16); padding:7px 15px; border-radius:var(--r-pill); }
.fps-hr-dot{ width:8px; height:8px; border-radius:50%; background:var(--c-accent-2); }
.fps-hr-pill-txt{ font:700 12px/1 var(--font-body); letter-spacing:.18em; text-transform:uppercase; color:var(--c-accent-2); }
.fps-hr-h3{ font-size:clamp(24px,2.8vw,36px); line-height:1.16; color:var(--c-paper); }
.fps-hr-p{ margin-top:18px; font-size:16px; line-height:1.75; color:var(--c-on-dark-3); }
.fps-cond-grid{ position:relative; margin-top:30px; display:grid;
  grid-template-columns:repeat(auto-fill,minmax(min(100%,150px),1fr)); gap:12px; }
.fps-cond{ background:rgba(255,255,255,.06); border:1px solid rgba(201,162,75,.3); border-radius:11px;
  padding:16px; display:flex; align-items:center; gap:11px; }
.fps-cond-ic{ width:28px; height:28px; border-radius:8px; background:rgba(201,162,75,.18); color:var(--c-accent-2); display:flex; align-items:center; justify-content:center; flex:0 0 auto; }
.fps-cond-txt{ font-weight:700; font-size:14.5px; color:var(--c-paper); line-height:1.2; }
.fps-hr-cta{ position:relative; margin-top:28px; display:flex; flex-wrap:wrap; align-items:center; gap:18px; }
.fps-hr-note{ font-size:13.5px; color:var(--c-on-dark-4); line-height:1.5; max-width:420px; }

/* ============ FAQ ============ */
.is-wrapper .fps-sec-cream > .is-boxes > .is-box-centered > .grid-container{ max-width:900px; margin:0 auto; }
.fps-faq-head{ margin-bottom:clamp(36px,4vw,52px); }
.fps-faq{ display:flex; flex-direction:column; gap:12px; }
.fps-faq-item{ background:var(--c-paper); border-radius:12px; overflow:hidden; box-shadow:var(--shadow-soft); }
.fps-faq-item summary{ list-style:none; cursor:pointer; display:flex; align-items:center;
  justify-content:space-between; gap:16px; padding:20px 24px; font-family:var(--font-body);
  font-size:clamp(15px,1.5vw,17px); font-weight:700; color:var(--c-ink); }
.fps-faq-item summary::marker{ content:""; }
.fps-faq-item summary::-webkit-details-marker{ display:none; }
.is-wrapper .fps-faq-sign{ flex:0 0 auto; width:26px; height:26px; border-radius:50%; background:var(--c-cream);
  color:var(--c-accent-dark); display:flex; align-items:center; justify-content:center; font-size:18px; line-height:1; }
.is-wrapper .fps-faq-sign::before{ content:"+"; display:block; color:inherit; font-weight:700; }
.fps-faq-item[open] summary{ background:var(--c-primary); color:var(--c-paper); }
.is-wrapper .fps-faq-item[open] summary .fps-faq-sign{ background:var(--c-accent); color:var(--c-primary-dark); }
.is-wrapper .fps-faq-item[open] summary .fps-faq-sign::before{ content:"\2212"; }
.fps-faq-body{ padding:4px 24px 22px; font-size:15.5px; line-height:1.7; color:var(--c-ink-2); }

/* ============ NEWSLETTER ============ */
.is-wrapper .fps-sec-newsletter > .is-boxes > .is-box-centered > .grid-container{
  padding-top:0; padding-bottom:clamp(60px,7vw,90px); }
.fps-news-card{ background:var(--c-paper); border:1px solid var(--c-line); border-radius:var(--r-2xl);
  box-shadow:0 24px 50px rgba(8,21,56,.08); padding:clamp(32px,4vw,56px); }
.fps-news-grid{ display:grid; grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr));
  gap:clamp(24px,4vw,48px); align-items:center; }
.fps-news-h2{ margin-top:14px; font-size:clamp(24px,2.8vw,34px); line-height:1.18; }
.fps-news-p{ font-size:15.5px; line-height:1.7; color:var(--c-ink-2); margin:0; }

/* ============ SERVICE AREAS (GOLD) ============ */
.fps-deco-ring{ position:absolute; border-radius:50%; pointer-events:none; }
.fps-deco-1{ top:-130px; left:-110px; width:360px; height:360px; border:2px solid rgba(11,28,68,.12); }
.fps-deco-2{ top:-70px; left:-50px; width:230px; height:230px; border:2px solid rgba(11,28,68,.1); }
.fps-deco-3{ bottom:-150px; right:26%; width:300px; height:300px; border:2px solid rgba(255,255,255,.2); }
.fps-gold-p{ margin-top:18px; font-size:16px; line-height:1.75; color:var(--c-gold-ink-2); max-width:520px; }
.fps-sec-gold .fps-h2{ color:var(--c-ink); }
.fps-stat-row{ margin-top:28px; display:flex; flex-wrap:wrap; gap:12px; }
.fps-stat{ background:rgba(11,28,68,.1); border:1px solid rgba(11,28,68,.18); border-radius:13px; padding:14px 18px; }
.fps-stat-num{ display:block; font-family:var(--font-head); font-size:26px; font-weight:800; color:var(--c-ink); line-height:1; }
.fps-stat-label{ display:block; font:700 11px/1.3 var(--font-body); letter-spacing:.1em; text-transform:uppercase;
  color:var(--c-gold-ink); margin-top:4px; }
.fps-sec-gold .fps-btn-navy{ margin-top:28px; }
.fps-areas-card{ position:relative; overflow:hidden; background:var(--c-primary); border-radius:var(--r-3xl);
  padding:clamp(28px,3vw,42px); box-shadow:var(--shadow-gold); }
.fps-areas-inner{ position:relative; }
.fps-areas-intro{ margin-top:12px; font-size:15px; line-height:1.6; color:var(--c-on-dark-2); }
.fps-areas-grid{ margin-top:22px; display:grid; grid-template-columns:repeat(auto-fit,minmax(145px,1fr)); gap:12px; }
.fps-area{ text-decoration:none; color:inherit; display:flex; align-items:center; gap:12px; background:rgba(255,255,255,.05);
  border:1px solid rgba(201,162,75,.3); border-radius:13px; padding:13px 15px; }
.fps-area:hover{ border-color:rgba(201,162,75,.6); background:rgba(255,255,255,.09); }
.fps-area-ic{ width:36px; height:36px; border-radius:10px; background:rgba(201,162,75,.16); flex:0 0 auto; display:flex; align-items:center; justify-content:center; color:var(--c-accent-2); }
.fps-area-txt{ display:flex; flex-direction:column; line-height:1.1; }
.fps-area-name{ font-weight:700; font-size:14.5px; color:var(--c-paper); }
.fps-area-tag{ font:800 9.5px/1 var(--font-body); letter-spacing:.14em; text-transform:uppercase;
  color:var(--c-accent-2); margin-top:5px; }
.fps-areas-foot{ margin-top:22px; display:flex; align-items:center; gap:12px;
  border-top:1px solid rgba(201,162,75,.22); padding-top:18px; }
.fps-areas-foot-txt{ font-size:14px; color:var(--c-on-dark-5); line-height:1.5; }
.fps-areas-phone{ color:var(--c-accent-2); font-weight:700; text-decoration:none; }
.fps-areas-phone:hover{ color:var(--c-paper); }

/* ============ RESPONSIVE ============ */
@media (max-width:1023.5px){
  .fps-hero-content{ padding-left:4px; }
  .fps-sec-gold .fps-areas-card{ margin-top:8px; }
}
@media (max-width:640px){
  .fps-hero-content{ padding:56px 0; }
  .fps-pillars{ gap:12px; font-size:15px; }
  .fps-ghost-num{ font-size:88px; }
}


/* ============ DARK-SECTION TEXT SPECIFICITY FIX ============ */
/* theme's .is-wrapper p,.is-wrapper li sets a dark color; these scoped rules win it back */
.is-wrapper .fps-sec-navy p,.is-wrapper .fps-sec-navy li,
.is-wrapper .fps-sec-navydeep p,.is-wrapper .fps-sec-navydeep li,
.is-wrapper .fps-hr-panel p,.is-wrapper .fps-hr-panel li,
.is-wrapper .fps-areas-card p,.is-wrapper .fps-areas-card li{ color:var(--c-on-dark-2); }

.is-wrapper .fps-sec-navy .fps-on-navy,
.is-wrapper .fps-sec-navydeep .fps-on-navy{ color:var(--c-paper); }
.is-wrapper .fps-sec-navy .fps-on-navy-sub,
.is-wrapper .fps-sec-navydeep .fps-on-navy-sub,
.is-wrapper .fps-sec-navydeep .fps-head-center p{ color:var(--c-on-dark-2); }

.is-wrapper .fps-hr-panel .fps-hr-h3{ color:var(--c-paper); }
.is-wrapper .fps-areas-card .fps-on-navy,
.is-wrapper .fps-areas-card .fps-h3{ color:var(--c-paper); }

.is-wrapper .fps-hr-panel .fps-hr-p{ color:var(--c-on-dark-3); }
.is-wrapper .fps-hr-panel .fps-hr-pill-txt{ color:var(--c-accent-2); }
.is-wrapper .fps-hr-panel .fps-cond-txt{ color:var(--c-paper); }
.is-wrapper .fps-hr-panel .fps-hr-note{ color:var(--c-on-dark-4); }

.is-wrapper .fps-areas-card .fps-areas-intro{ color:var(--c-on-dark-2); }
.is-wrapper .fps-areas-card .fps-area-name{ color:var(--c-paper); }
.is-wrapper .fps-areas-card .fps-areas-foot-txt{ color:var(--c-on-dark-5); }

.is-wrapper .fps-quote-onnavy .fps-quote-txt{ color:var(--c-on-dark-6); }

/* hero lead sits on dark gradient too */
.is-wrapper .fps-hero .fps-hero-lead{ color:var(--c-on-dark); }
.is-wrapper .fps-hero .fps-hero-h1{ color:var(--c-paper); }
.is-wrapper .fps-pillar-band .fps-pillar-txt{ color:#ffffff; }

/* ============ HERO VERTICAL CENTERING FIX ============ */
/* keep hero copy centered over the banner image like the source */
.is-wrapper .fps-hero .pos-ab-ban{ top:0; bottom:0; height:100%; }
.is-wrapper .fps-hero .fps-hero-content{ display:flex; flex-direction:column; justify-content:center; }

/* ============ SERVICE CARD EXACT COLORS + ICONS ============ */
.fps-svc-card{ border-top:4px solid var(--c-accent); }
.fps-svc-svg{ width:28px; height:28px; display:block; }
/* per-card accent (top border) + icon tint/color — mirrors source exactly */
.fps-svc-disability{ border-top-color:#2f7d57; }
.fps-svc-disability .fps-svc-icon{ background:#e5f1eb; color:#2f7d57; }
.fps-svc-ltc{ border-top-color:#2b78bf; }
.fps-svc-ltc .fps-svc-icon{ background:#e4eff8; color:#2b78bf; }
.fps-svc-bank{ border-top-color:#3f4493; }
.fps-svc-bank .fps-svc-icon{ background:#e8e9f5; color:#3f4493; }
.fps-svc-mortgage{ border-top-color:#e0662c; }
.fps-svc-mortgage .fps-svc-icon{ background:#fbeadf; color:#e0662c; }
.fps-svc-life{ border-top-color:#cf3b35; }
.fps-svc-life .fps-svc-icon{ background:#fbe6e5; color:#cf3b35; }
.fps-svc-retire{ border-top-color:#c9a24b; }
.fps-svc-retire .fps-svc-icon{ background:#f6edd7; color:#c9a24b; }
.fps-svc-estate{ border-top-color:#475069; }
.fps-svc-estate .fps-svc-icon{ background:#e8ebf1; color:#475069; }

/* condition check icon */
.fps-cond-check{ width:15px; height:15px; display:block; }
/* area pin icon + watermark + foot phone */
.fps-area-ic svg{ display:block; }
.fps-areas-card{ position:relative; }
.fps-areas-watermark{ position:absolute; top:-24px; right:-18px; opacity:.07; pointer-events:none; z-index:0; }
.fps-areas-foot-ic{ flex:0 0 auto; color:var(--c-accent-2); }

/* ============ SERVICE CARD TEXT VISIBILITY ============ */
.is-wrapper .fps-svc-card .fps-svc-title{ color:var(--c-ink); }
.is-wrapper .fps-svc-card .fps-svc-desc{ color:var(--c-ink-4); }
.is-wrapper .fps-svc-card .fps-qr-label{ color:var(--c-accent-dark); }

/* ============ SERVICE CARD LINK (clickable whole card) ============ */
.fps-svc-link{ cursor:pointer; transition:transform .15s ease, box-shadow .15s ease; }
.fps-svc-link:hover{ transform:translateY(-4px); box-shadow:0 26px 54px rgba(0,0,0,.34); }
.fps-svc-link:focus-visible{ outline:3px solid var(--c-accent-2); outline-offset:3px; }

/* ============ SERVICE CARD "LEARN MORE" CTA ============ */
.fps-svc-cta{ margin-top:16px; display:inline-flex; align-items:center; gap:7px;
  font-family:var(--font-body); font-weight:800; font-size:13px; letter-spacing:.03em;
  text-transform:uppercase; color:var(--c-accent-dark); }
.is-wrapper .fps-svc-card .fps-svc-cta{ color:var(--c-accent-dark); }
.fps-svc-arrow{ transition:transform .15s ease; }
.fps-svc-link:hover .fps-svc-cta{ color:var(--c-primary); }
.fps-svc-link:hover .fps-svc-arrow{ transform:translateX(4px); }

/* ============ ABOUT PAGE — TESTIMONIAL CARDS ============ */
.fps-tcard{ height:100%; background:var(--c-paper); border-radius:var(--r-lg); padding:30px 28px;
  box-shadow:var(--shadow-soft); border-top:4px solid var(--c-accent); display:flex; flex-direction:column; }
.fps-tmark{ font-family:var(--font-head); font-size:56px; line-height:.6; color:var(--c-accent); margin-bottom:6px; }
.is-wrapper .fps-tcard .fps-tquote{ font-size:16px; line-height:1.7; color:var(--c-ink-3); font-style:normal; margin:0 0 20px; flex:1; }
.fps-tmeta{ display:flex; flex-direction:column; gap:2px; border-top:1px solid var(--c-line); padding-top:16px; }
.fps-tname{ font-family:var(--font-head); font-weight:700; font-size:17px; color:var(--c-ink); }
.fps-trole{ font:700 11px/1.3 var(--font-body); letter-spacing:.12em; text-transform:uppercase; color:var(--c-accent-dark); }

/* ============ ABOUT PAGE — FOUNDER IMAGE ============ */
.fps-media-founder{ height:clamp(360px,42vw,520px); }

/* ============ SERVICES PAGE — CARD EYEBROW + HEALTH ACCENT ============ */
.fps-svc-card .fps-feat-eyebrow{ display:block; margin-top:18px; font:800 12px/1 var(--font-body);
  letter-spacing:.18em; text-transform:uppercase; color:var(--c-accent-dark); }
.fps-svc-card .fps-feat-eyebrow + .fps-svc-title{ margin-top:8px; }
.fps-svc-health{ border-top-color:#2b78bf; }
.fps-svc-health .fps-svc-icon{ background:#e4eff8; color:#2b78bf; }

/* ============ SERVICES PAGE — CARD IMAGE ============ */
.fps-svc-card{ overflow:hidden; }
.fps-svc-media{ position:relative; margin:-26px -24px 0; height:clamp(170px,16vw,200px); overflow:hidden; }
.fps-svc-media .fps-fill-img{ width:100%; height:100%; object-fit:cover; display:block; transition:transform .4s ease; }
.fps-svc-link:hover .fps-svc-media .fps-fill-img{ transform:scale(1.05); }
/* icon becomes an overlapping badge on the image's bottom-left */
.fps-svc-media + .fps-svc-icon{ position:relative; margin-top:-30px; margin-left:4px; box-shadow:var(--shadow-soft); }

/* ============ LIFE PAGE — NUMBERED BENEFIT CARDS ============ */
.fps-benefit{ height:100%; background:rgba(255,255,255,.05); border:1px solid rgba(201,162,75,.25);
  border-radius:var(--r-lg); padding:28px 24px; position:relative; overflow:hidden; }
.fps-benefit-num{ font-family:var(--font-head); font-size:40px; font-weight:800; line-height:1;
  color:var(--c-accent-2); display:block; margin-bottom:14px; }
.is-wrapper .fps-benefit .fps-benefit-title{ font-family:var(--font-head); font-size:20px; font-weight:700;
  color:var(--c-paper); line-height:1.2; margin:0 0 10px; }
.is-wrapper .fps-benefit .fps-benefit-desc{ font-size:14.5px; line-height:1.65; color:var(--c-on-dark-3); margin:0; }

/* ============ FAQ PAGE — INLINE LINK ON NAVY ============ */
.is-wrapper .fps-sec-navy p.fps-on-navy-sub a.fps-inline-link,
.is-wrapper .fps-sec-navy a.fps-inline-link{ color:var(--c-accent-2); text-decoration:underline; text-underline-offset:3px; }
.is-wrapper .fps-sec-navy p.fps-on-navy-sub a.fps-inline-link:hover,
.is-wrapper .fps-sec-navy a.fps-inline-link:hover{ color:var(--c-paper); }

/* ============ SERVICE-AREAS LANDING — IMAGE FEATURE CARDS ============ */
.fps-feat{ height:100%; background:var(--c-paper); border-radius:var(--r-2xl); overflow:hidden;
  box-shadow:var(--shadow-soft); display:flex; flex-direction:column; text-decoration:none; color:inherit;
  cursor:pointer; transition:transform .15s ease, box-shadow .15s ease; border-top:4px solid var(--c-accent); }
.fps-feat:hover{ transform:translateY(-4px); box-shadow:0 26px 54px rgba(8,21,56,.14); }
.fps-feat:focus-visible{ outline:3px solid var(--c-accent-2); outline-offset:3px; }
.fps-feat-media{ position:relative; height:clamp(190px,18vw,220px); overflow:hidden; }
.fps-feat-media .fps-fill-img{ width:100%; height:100%; object-fit:cover; display:block; transition:transform .4s ease; }
.fps-feat:hover .fps-feat-media .fps-fill-img{ transform:scale(1.05); }
.fps-feat-num{ position:absolute; top:14px; left:14px; width:42px; height:42px; border-radius:var(--r-sm);
  background:rgba(8,21,56,.82); color:var(--c-accent-2); display:flex; align-items:center; justify-content:center;
  font-family:var(--font-head); font-size:18px; font-weight:800; }
.fps-feat-body{ padding:clamp(24px,2.6vw,32px); display:flex; flex-direction:column; flex:1; }
.fps-feat-eyebrow{ font:800 12px/1 var(--font-body); letter-spacing:.18em; text-transform:uppercase; color:var(--c-accent-dark); }
.is-wrapper .fps-feat .fps-feat-title{ margin:12px 0 0; font-family:var(--font-head); font-size:clamp(21px,2.3vw,26px); font-weight:700; color:var(--c-ink); line-height:1.2; }
.is-wrapper .fps-feat .fps-feat-desc{ margin:12px 0 0; font-size:15.5px; line-height:1.7; color:var(--c-ink-2); flex:1; }
.fps-feat-cta{ margin-top:20px; display:inline-flex; align-items:center; gap:8px; font:800 13px/1 var(--font-body);
  letter-spacing:.03em; text-transform:uppercase; color:var(--c-accent-dark); }
.fps-feat-arrow{ transition:transform .15s ease; }
.fps-feat:hover .fps-feat-cta{ color:var(--c-primary); }
.fps-feat:hover .fps-feat-arrow{ transform:translateX(4px); }
.fps-feat-life{ border-top-color:#cf3b35; }
.fps-feat-health{ border-top-color:#2f7d57; }
.fps-feat-estate{ border-top-color:#475069; }

/* ============ MARYLAND / AREA PAGE — FEATURE LIST (on navy) ============ */
.is-wrapper ul.fps-feature-list{ list-style:none; margin:0; padding:0; display:grid; gap:14px; }
.is-wrapper ul.fps-feature-list li{ list-style:none; margin:0; padding:16px 18px; display:flex; align-items:flex-start; gap:14px;
  background:rgba(255,255,255,.05); border:1px solid rgba(201,162,75,.25); border-radius:var(--r-md); }
.is-wrapper ul.fps-feature-list li::marker{ content:""; }
.is-wrapper ul.fps-feature-list .fps-fl-ic{ flex:0 0 auto; width:30px; height:30px; border-radius:8px;
  background:rgba(201,162,75,.18); color:var(--c-accent-2); display:flex; align-items:center; justify-content:center; }
.is-wrapper ul.fps-feature-list .fps-fl-ic svg{ display:block; }
.is-wrapper ul.fps-feature-list .fps-fl-txt{ font-size:15.5px; line-height:1.55; color:var(--c-on-dark-3); }
.is-wrapper ul.fps-feature-list .fps-fl-title{ color:var(--c-paper); font-weight:800; }

/* inline link on a LIGHT (paper/tint) section */
.is-wrapper .fps-copy .fps-inline-link-light{ color:var(--c-accent-dark); text-decoration:underline; text-underline-offset:3px; font-weight:700; }
.is-wrapper .fps-copy .fps-inline-link-light:hover{ color:var(--c-primary); }

/* ============ BLOG BANNER (Liquid) — themed, no .is-wrapper on blog pages ============ */
/* base typography restated from tokens (top-of-sheet .is-wrapper rules don't reach blog pages) */
.new-blog-template h1,.new-blog-template h2,.new-blog-template h3{ font-family:var(--font-head); color:var(--c-paper); text-wrap:balance; }
.new-blog-template p,.new-blog-template li{ font-family:var(--font-body); }

.main-blog-banner.new-blog-template{ position:relative; overflow:hidden; }
.main-blog-banner.new-blog-template figure{ margin:0; }
.main-blog-banner.new-blog-template picture img{ width:100%; height:clamp(340px,46vh,520px); object-fit:cover; display:block; }
/* show exactly ONE image per breakpoint (theme's show/hide utilities can miss on blog pages) */
.main-blog-banner.new-blog-template picture .hide-for-large{ display:none; }
.main-blog-banner.new-blog-template picture .show-for-large{ display:block; }

/* gold top strip, same as site hero */
.main-blog-banner.new-blog-template::before{ content:""; position:absolute; top:0; left:0; right:0; height:4px; z-index:3;
  background:linear-gradient(90deg,var(--c-accent),var(--c-accent-2),var(--c-accent)); }
/* dark overlay for text legibility */
.main-blog-banner.new-blog-template::after{ content:""; position:absolute; inset:0; z-index:1; pointer-events:none;
  background:linear-gradient(90deg,rgba(6,16,44,.92) 0%,rgba(6,16,44,.78) 42%,rgba(6,16,44,.42) 72%,rgba(6,16,44,.14) 100%); }

/* overlay content layer */
.main-blog-banner.new-blog-template .main-blog-banner.new-blog-template .inner-banner.blog-banner,
.main-blog-banner.new-blog-template .inner-banner.blog-banner.padding-0,
.main-blog-banner.new-blog-template .inner-banner.blog-banner{ position:absolute; inset:0; z-index:2;
  display:flex; align-items:center; }
.main-blog-banner.new-blog-template .in-banner-desc{ width:100%; }
.main-blog-banner.new-blog-template .in-banner-desc .grid-container{ max-width:1200px; margin:0 auto;
  padding-left:clamp(18px,4vw,44px); padding-right:clamp(18px,4vw,44px); }

/* heading */
.main-blog-banner.new-blog-template .banner-main-heading{ font-family:var(--font-head); color:var(--c-paper);
  font-size:clamp(30px,4.4vw,52px); line-height:1.1; font-weight:700; margin:0; max-width:820px; text-wrap:balance; }
/* gold eyebrow accent bar above the heading */
.main-blog-banner.new-blog-template .banner-main-heading::before{ content:""; display:block; width:52px; height:3px;
  background:var(--c-accent); margin:0 0 18px; }
.main-blog-banner.new-blog-template .text-center .banner-main-heading::before{ margin-left:auto; margin-right:auto; }
@media (min-width:1024px){ .main-blog-banner.new-blog-template .large-text-left .banner-main-heading::before{ margin-left:0; } }

/* ============ BLOG BANNER — MOBILE ============ */
@media (max-width:1023px){
  /* mobile uses the swapped 'blog m.webp' image; give it its own height */
  .main-blog-banner.new-blog-template picture .show-for-large{ display:none; }
  .main-blog-banner.new-blog-template picture .hide-for-large{ display:block; }
  .main-blog-banner.new-blog-template picture img{ height:clamp(300px,60vw,420px); }
  /* mobile: stack — image on top, title in a navy panel BELOW (no overlap) */
  .main-blog-banner.new-blog-template::after{ display:none; } /* overlay gradient not needed when stacked */
  .main-blog-banner.new-blog-template .inner-banner.blog-banner.padding-0,
  .main-blog-banner.new-blog-template .inner-banner.blog-banner{ position:relative; inset:auto; z-index:2;
    display:block; background:var(--c-primary-dark); padding:clamp(22px,6vw,34px) 0; }
  .main-blog-banner.new-blog-template .banner-main-heading{ max-width:100%; }
}
@media (max-width:640px){
  .main-blog-banner.new-blog-template picture img{ height:clamp(260px,72vw,380px); }
  .main-blog-banner.new-blog-template .banner-main-heading{ font-size:clamp(24px,7vw,32px); }
  .main-blog-banner.new-blog-template .banner-main-heading::before{ width:40px; margin-bottom:12px; }
}

/* =========================================================
   BLOG LISTING PAGE — scoped under .new-blog-page-type (no .is-wrapper on blog pages)
   base typography restated from tokens; bare blog-own selectors
   ========================================================= */
main.new-blog-page-type.blog-page-type,
main.new-blog-page-type{ background:var(--c-tint); padding-top:clamp(40px,6vw,72px); }
.new-blog-page-type h2,.new-blog-page-type h3{ font-family:var(--font-head); color:var(--c-ink); text-wrap:balance; }
.new-blog-page-type p,.new-blog-page-type li,.new-blog-page-type a{ font-family:var(--font-body); }
.new-blog-page-type .main-blog-widget > .grid-container{ max-width:1200px; margin:0 auto;
  padding-left:clamp(16px,4vw,32px); padding-right:clamp(16px,4vw,32px); }

/* ---- layout gap between articles column and sidebar ---- */
.new-blog-page-type .blog-articles{ padding-right:clamp(0px,2vw,28px); }

/* ---- article list ---- */
.new-blog-page-type .blog-ul{ list-style:none; margin:0; padding:0; display:grid; gap:clamp(22px,3vw,32px); }
.new-blog-page-type .blog-li .row{ margin:0; max-width:none; }
.new-blog-page-type .blog-article{ background:var(--c-paper); border:1px solid var(--c-line); border-radius:var(--r-2xl);
  overflow:hidden; box-shadow:var(--shadow-soft); padding:0; transition:transform .15s ease, box-shadow .15s ease; }
.new-blog-page-type .blog-article:hover{ transform:translateY(-4px); box-shadow:0 26px 54px rgba(8,21,56,.12); }

/* ---- article image ---- */
.new-blog-page-type .ps-article-img{ margin:0; overflow:hidden; }
.new-blog-page-type .ps-article-img img{ width:100%; height:clamp(220px,28vw,320px); object-fit:cover; display:block;
  transition:transform .4s ease; }
.new-blog-page-type .blog-article:hover .ps-article-img img{ transform:scale(1.04); }

/* ---- article text block ---- */
.new-blog-page-type .blog-article > *:not(.ps-article-img){ margin-left:clamp(22px,3vw,34px); margin-right:clamp(22px,3vw,34px); }
.new-blog-page-type .article-category{ margin:22px clamp(22px,3vw,34px) 0; font-size:13px; line-height:1.7; color:var(--c-ink-2); }
.new-blog-page-type .article-category .categories_text{ font-weight:800; letter-spacing:.06em; text-transform:uppercase;
  color:var(--c-accent-dark); font-size:11px; }
.new-blog-page-type .article-category a{ color:var(--c-primary); font-weight:700; text-decoration:none; }
.new-blog-page-type .article-category a:hover{ color:var(--c-accent-dark); text-decoration:underline; }

.new-blog-page-type .article-title{ margin:10px clamp(22px,3vw,34px) 0; }
.new-blog-page-type .article-title a{ font-family:var(--font-head); font-size:clamp(20px,2.4vw,27px); line-height:1.22;
  font-weight:700; color:var(--c-ink); text-decoration:none; }
.new-blog-page-type .article-title a:hover{ color:var(--c-accent-dark); }

.new-blog-page-type .blog-articles .article-body{ margin:12px clamp(22px,3vw,34px) 0; }
.new-blog-page-type .blog-articles .article-body p{ font-size:15.5px; line-height:1.7; color:var(--c-ink-2); margin:0; }

.new-blog-page-type .blog-read-more{ display:inline-flex; align-items:center; gap:7px;
  margin:18px clamp(22px,3vw,34px) clamp(24px,3vw,30px); font:800 13px/1 var(--font-body); letter-spacing:.04em;
  text-transform:uppercase; color:var(--c-accent-dark); text-decoration:none; }
.new-blog-page-type .blog-read-more::after{ content:"\2192"; transition:transform .15s ease; }
.new-blog-page-type .blog-read-more:hover{ color:var(--c-primary); }
.new-blog-page-type .blog-read-more:hover::after{ transform:translateX(4px); }

/* ---- pagination ---- */
.new-blog-page-type .ps-pagination-bar{ margin-top:clamp(28px,4vw,40px); }

/* ---- sidebar + category filters ---- */
.new-blog-page-type .articles-filter-container{ background:var(--c-paper); border:1px solid var(--c-line);
  border-radius:var(--r-lg); padding:clamp(20px,2.4vw,28px); box-shadow:var(--shadow-soft); position:relative; }
.new-blog-page-type .articles-filter-container::before{ content:""; position:absolute; top:0; left:0; right:0; height:4px;
  border-radius:var(--r-lg) var(--r-lg) 0 0; background:linear-gradient(90deg,var(--c-accent),var(--c-accent-2),var(--c-accent)); }
.new-blog-page-type .filter-h2{ font-family:var(--font-head); font-size:19px; font-weight:700; color:var(--c-ink);
  margin:0 0 16px; display:flex; align-items:center; justify-content:space-between; gap:10px; }
.new-blog-page-type .ps-blog-category{ list-style:none; margin:0; padding:0; display:flex; flex-direction:column; gap:8px; }
.new-blog-page-type .ps-blog-category li{ margin:0; }
.new-blog-page-type .ps-blog-category li a{ display:block; padding:10px 14px; border-radius:var(--r-sm);
  font-size:14.5px; font-weight:600; color:var(--c-ink-2); text-decoration:none; background:var(--c-tint);
  border:1px solid transparent; transition:background .15s ease, color .15s ease, border-color .15s ease; }
.new-blog-page-type .ps-blog-category li a:hover{ background:#f3ecdb; color:var(--c-ink); border-color:var(--c-line); }
.new-blog-page-type .ps-blog-category li.active a,
.new-blog-page-type .ps-blog-category li a.all-blogs{ background:var(--c-primary); color:var(--c-paper); }
.new-blog-page-type .ps-blog-category li.active a:hover,
.new-blog-page-type .ps-blog-category li a.all-blogs:hover{ background:var(--c-primary-grad); color:var(--c-paper); }

/* mobile category dropdown toggle */
.new-blog-page-type .mobile-category-title{ cursor:pointer; margin-bottom:0; }
.new-blog-page-type .mobile-category-title svg{ transition:transform .2s ease; }
.new-blog-page-type .mobile-category-title svg path{ fill:var(--c-accent-dark); }
.new-blog-page-type .articles-filter-container.hide-for-large{ margin-bottom:clamp(22px,3vw,30px); }
.new-blog-page-type .mobile-categories{ margin-top:16px; }

/* ---- responsive ---- */
@media (max-width:1023px){
  .new-blog-page-type .blog-articles{ padding-right:0; }
  .new-blog-page-type .ps-blog-category{ display:grid; grid-template-columns:repeat(auto-fit,minmax(140px,1fr)); }
}
@media (max-width:640px){
  .new-blog-page-type .ps-article-img img{ height:clamp(180px,52vw,240px); }
}

/* =========================================================
   BLOG SINGLE-POST (ARTICLE) PAGE — scoped under .new-blog-page-type / .article-page-type
   (no .is-wrapper on blog pages; typography restated from tokens)
   ========================================================= */

/* ---- article title ---- */
.article-page-type .article-blog-main-heading{ font-family:var(--font-head); color:var(--c-ink);
  font-size:clamp(28px,4vw,46px); line-height:1.12; font-weight:700; margin:0 0 clamp(22px,3vw,34px);
  text-wrap:balance; max-width:940px; }

/* ---- hero image ---- */
.article-page-type .blog-article-content .ps-article-img{ margin:0; }
.article-page-type .blog-article-content .ps-article-img img{ width:100%; height:clamp(260px,34vw,440px);
  object-fit:cover; display:block; border-radius:var(--r-2xl); box-shadow:var(--shadow-soft); }

/* ---- author / meta card ---- */
.article-page-type .blog-author{ background:var(--c-paper); border:1px solid var(--c-line); border-radius:var(--r-lg);
  padding:clamp(20px,2.4vw,26px); box-shadow:var(--shadow-soft); position:relative; overflow:hidden; }
.article-page-type .blog-author::before{ content:""; position:absolute; top:0; left:0; right:0; height:4px;
  background:linear-gradient(90deg,var(--c-accent),var(--c-accent-2),var(--c-accent)); }
.article-page-type .blog-author .lab-ul{ list-style:none; margin:0; padding:0; font-size:14px; line-height:1.9; color:var(--c-ink-2); }
.article-page-type .blog-author .lab-ul li{ margin:0; }
.article-page-type .blog-author .author_name{ font-family:var(--font-head); font-weight:700; color:var(--c-ink); font-size:16px; }
.article-page-type .blog-author .pubdate{ display:inline-block; font-weight:700; font-size:12px; letter-spacing:.08em;
  text-transform:uppercase; color:var(--c-accent-dark); margin-bottom:6px; }
.article-page-type .blog-author a{ color:var(--c-primary); font-weight:700; text-decoration:none; }
.article-page-type .blog-author a:hover{ color:var(--c-accent-dark); text-decoration:underline; }

/* ---- article body (rich text) ---- */
main.new-blog-page-type.article-page-type .blog-article-content .article-body.rte{ margin-top:clamp(30px,4vw,48px); }
.article-page-type .article-body.rte p{ font-size:clamp(16px,1.3vw,17.5px); line-height:1.8; color:var(--c-ink-3); margin:0 0 20px; }
.article-page-type .article-body.rte h2{ font-family:var(--font-head); color:var(--c-ink); font-weight:700;
  font-size:clamp(22px,2.6vw,30px); line-height:1.25; margin:clamp(34px,4vw,46px) 0 16px; text-wrap:balance; }
.article-page-type .article-body.rte h3{ font-family:var(--font-head); color:var(--c-ink); font-weight:700;
  font-size:clamp(19px,2vw,23px); margin:28px 0 12px; }
.article-page-type .article-body.rte a{ color:var(--c-accent-dark); font-weight:700; text-decoration:underline; text-underline-offset:2px; }
.article-page-type .article-body.rte a:hover{ color:var(--c-primary); }
.article-page-type .article-body.rte ul,
.article-page-type .article-body.rte ol{ margin:0 0 22px; padding:0; list-style:none; display:grid; gap:12px; }
.article-page-type .article-body.rte ul li{ position:relative; padding:4px 0 4px 32px; font-size:16px; line-height:1.65; color:var(--c-ink-3); }
.article-page-type .article-body.rte ul li::before{ content:""; position:absolute; left:0; top:9px; width:18px; height:18px;
  border-radius:50%; background:var(--c-accent); }
.article-page-type .article-body.rte ul li::after{ content:"\2713"; position:absolute; left:4px; top:8px;
  font-size:11px; font-weight:800; color:var(--c-primary-dark); }
.article-page-type .article-body.rte ol{ counter-reset:fps-ol; }
.article-page-type .article-body.rte ol li{ position:relative; counter-increment:fps-ol; padding:4px 0 4px 36px;
  font-size:16px; line-height:1.65; color:var(--c-ink-3); }
.article-page-type .article-body.rte ol li::before{ content:counter(fps-ol); position:absolute; left:0; top:3px;
  width:24px; height:24px; border-radius:50%; background:var(--c-primary); color:var(--c-paper);
  display:flex; align-items:center; justify-content:center; font:800 12px/1 var(--font-body); }

/* ---- Recent Posts sidebar (reuses article-card look, horizontal) ---- */
.article-page-type .blog-sidebar{ margin-top:clamp(40px,5vw,64px); }
.article-page-type .blog-sidebar-h2{ font-family:var(--font-head); font-size:clamp(22px,2.6vw,30px); font-weight:700;
  color:var(--c-ink); margin:0 0 clamp(20px,3vw,28px); position:relative; padding-bottom:14px; }
.article-page-type .blog-sidebar-h2::after{ content:""; position:absolute; left:0; bottom:0; width:56px; height:3px; background:var(--c-accent); }
.article-page-type .ps-blog-recent-posts{ list-style:none; margin:0; padding:0; display:grid;
  grid-template-columns:repeat(auto-fit,minmax(min(100%,340px),1fr)); gap:clamp(20px,3vw,28px); }
.article-page-type .ps-blog-recent-posts > li{ margin:0; display:flex; }
.article-page-type .ps-blog-recent-posts .row{ margin:0; max-width:none; display:flex; width:100%; }
.article-page-type .ps-blog-recent-posts .blog-article{ background:var(--c-paper); border:1px solid var(--c-line);
  border-radius:var(--r-2xl); overflow:hidden; box-shadow:var(--shadow-soft); width:100%; height:100%;
  display:flex; flex-direction:column; transition:transform .15s ease, box-shadow .15s ease; }
.article-page-type .ps-blog-recent-posts .blog-article:hover{ transform:translateY(-4px); box-shadow:0 26px 54px rgba(8,21,56,.12); }
.article-page-type .ps-blog-recent-posts .ps-article-img{ margin:0; overflow:hidden; }
.article-page-type .ps-blog-recent-posts .ps-article-img img{ width:100%; height:clamp(180px,20vw,210px);
  object-fit:cover; display:block; transition:transform .4s ease; }
.article-page-type .ps-blog-recent-posts .blog-article:hover .ps-article-img img{ transform:scale(1.04); }
.article-page-type .ps-blog-recent-posts .article-category{ margin:18px clamp(20px,2.4vw,26px) 0; font-size:12.5px; line-height:1.6; color:var(--c-ink-2); }
.article-page-type .ps-blog-recent-posts .article-category .categories_text{ font-weight:800; letter-spacing:.06em;
  text-transform:uppercase; color:var(--c-accent-dark); font-size:10.5px; }
.article-page-type .ps-blog-recent-posts .article-category a{ color:var(--c-primary); font-weight:700; text-decoration:none; }
.article-page-type .ps-blog-recent-posts .article-category a:hover{ color:var(--c-accent-dark); text-decoration:underline; }
.article-page-type .ps-blog-recent-posts .article-title{ margin:8px clamp(20px,2.4vw,26px) 0; }
.article-page-type .ps-blog-recent-posts .article-title a{ font-family:var(--font-head); font-size:clamp(18px,2vw,21px);
  line-height:1.25; font-weight:700; color:var(--c-ink); text-decoration:none; }
.article-page-type .ps-blog-recent-posts .article-title a:hover{ color:var(--c-accent-dark); }
.article-page-type .ps-blog-recent-posts .item-body{ margin:10px clamp(20px,2.4vw,26px) 0; }
.article-page-type .ps-blog-recent-posts .blog-article > p.pb-0{ margin-top:auto; margin-bottom:0; }
.article-page-type .ps-blog-recent-posts .item-body p{ font-size:14.5px; line-height:1.65; color:var(--c-ink-2); margin:0; }
.article-page-type .ps-blog-recent-posts .blog-read-more{ display:inline-flex; align-items:center; gap:7px;
  margin:16px clamp(20px,2.4vw,26px) clamp(22px,2.6vw,26px); font:800 12.5px/1 var(--font-body);
  letter-spacing:.04em; text-transform:uppercase; color:var(--c-accent-dark); text-decoration:none; }
.article-page-type .ps-blog-recent-posts .blog-read-more::after{ content:"\2192"; transition:transform .15s ease; }
.article-page-type .ps-blog-recent-posts .blog-read-more:hover{ color:var(--c-primary); }
.article-page-type .ps-blog-recent-posts .blog-read-more:hover::after{ transform:translateX(4px); }

/* ---- responsive ---- */
@media (max-width:1023px){
  .article-page-type .blog-article-content .blog-author{ margin-top:20px; }
}
@media (max-width:640px){
  .article-page-type .blog-article-content .ps-article-img img{ height:clamp(200px,56vw,280px); }
}

/* =========================================================
   CONTACT PAGE — premium contact section + form + service areas (has .is-wrapper)
   ========================================================= */
.is-wrapper > .premium-contact-section, .is-wrapper .premium-contact-section{ background:var(--c-tint); }
.is-wrapper .premium-contact-section > .is-boxes > .is-box-centered > .container{
  padding-top:clamp(50px,7vw,90px); padding-bottom:clamp(50px,7vw,90px);
  padding-left:clamp(16px,4vw,32px); padding-right:clamp(16px,4vw,32px); }

/* intro */
.premium-contact-eyebrow{ display:inline-flex; align-items:center; gap:10px; font:800 13px/1 var(--font-body);
  letter-spacing:.18em; text-transform:uppercase; color:var(--c-accent-dark); margin-bottom:14px; }
.premium-contact-eyebrow::before{ content:""; width:34px; height:2px; background:var(--c-accent); }
.is-wrapper .premium-contact-intro .section-main-heading{ font-family:var(--font-head); font-size:clamp(26px,3vw,38px);
  line-height:1.15; font-weight:700; color:var(--c-ink); margin:0 0 14px; text-wrap:balance; }
.is-wrapper .premium-contact-intro p{ font-size:16px; line-height:1.7; color:var(--c-ink-2); margin:0; }

/* contact info items */
.premium-contact-info{ margin-top:clamp(26px,3vw,34px); display:flex; flex-direction:column; gap:16px; }
.premium-contact-item{ display:flex; align-items:center; gap:16px; background:var(--c-paper); border:1px solid var(--c-line);
  border-radius:var(--r-md); padding:16px 18px; box-shadow:var(--shadow-soft); }
.premium-contact-icon{ flex:0 0 auto; width:46px; height:46px; border-radius:12px; background:var(--c-primary);
  color:var(--c-accent-2); display:flex; align-items:center; justify-content:center; font-size:18px; }
.premium-contact-item > div{ display:flex; flex-direction:column; }
.premium-contact-label{ font:800 11px/1.3 var(--font-body); letter-spacing:.12em; text-transform:uppercase; color:var(--c-accent-dark); }
.premium-contact-value,
.is-wrapper .premium-contact-item a{ font-family:var(--font-body); font-size:16px; font-weight:700; color:var(--c-ink); text-decoration:none; }
.is-wrapper .premium-contact-item a:hover{ color:var(--c-accent-dark); }

/* map */
.premium-contact-map-wrap{ position:relative; margin-top:clamp(22px,3vw,28px); border-radius:var(--r-lg); overflow:hidden;
  box-shadow:var(--shadow-soft); border:1px solid var(--c-line); }
.premium-contact-map-wrap iframe{ display:block; width:100%; height:300px; border:0; filter:grayscale(.15); }
.premium-contact-pin{ position:absolute; top:12px; right:12px; width:38px; height:38px; border-radius:50%;
  background:var(--c-primary); color:var(--c-accent-2); display:flex; align-items:center; justify-content:center;
  box-shadow:var(--shadow-1); pointer-events:none; }

/* ---- form card ---- */
.premium-contact-form{ background:var(--c-paper); border:1px solid var(--c-line); border-radius:var(--r-2xl);
  box-shadow:var(--shadow-2); padding:clamp(26px,3vw,40px); position:relative; overflow:hidden; }
.premium-contact-form::before{ content:""; position:absolute; top:0; left:0; right:0; height:4px;
  background:linear-gradient(90deg,var(--c-accent),var(--c-accent-2),var(--c-accent)); }
.premium-form-heading{ display:flex; align-items:center; gap:16px; margin-bottom:8px; }
.premium-form-heading > span:first-child{ font-family:var(--font-head); font-size:clamp(20px,2.4vw,26px); font-weight:700; color:var(--c-ink); white-space:nowrap; }
.premium-form-heading-line{ flex:1; height:1px; background:var(--c-line); }
.premium-contact-form .spacer.height-40{ height:12px; }
.premium-contact-form .hide{ display:none; }

/* form fields */
.premium-contact-form .fieldset{ border:0; margin:0; padding:0; display:grid; grid-template-columns:1fr 1fr; gap:16px 18px; }
.premium-contact-form .email_wrap,
.premium-contact-form .phone_wrap,
.premium-contact-form .field_34339_wrap{ grid-column:1 / -1; }
.premium-contact-form label{ display:block; font:700 13px/1.4 var(--font-body); color:var(--c-ink); margin-bottom:7px; }
.premium-contact-form label .required{ color:var(--c-red); margin-left:2px; }
.premium-contact-form .input,
.premium-contact-form input.phone_number,
.premium-contact-form input[type="text"],
.premium-contact-form input[type="email"],
.premium-contact-form input[type="tel"]{ width:100%; font-family:var(--font-body); font-size:15px; color:var(--c-ink);
  background:var(--c-tint); border-radius:var(--r-sm);
  transition:border-color .15s ease, box-shadow .15s ease; }
.premium-contact-form .input:focus,
.premium-contact-form input:focus{ outline:none; border-color:var(--c-accent); box-shadow:0 0 0 3px rgba(201,162,75,.18); background:var(--c-paper); }
.premium-contact-form .error{ display:block; color:var(--c-red); font-size:12.5px; margin-top:5px; }

/* intl-tel-input fits the field width */
.premium-contact-form .iti{ width:100%; display:block; }
.premium-contact-form .iti input.phone_number{ padding-left:52px; }

/* captcha + submit */
.premium-contact-form .form-container{ margin-top:18px; }
.premium-contact-form .captcha_wrap{ margin-bottom:16px; }
.premium-contact-form .submit_wrap{ margin:0; }
.is-wrapper .premium-contact-form .button.input,
.premium-contact-form input[type="submit"]{ display:inline-block; width:auto; cursor:pointer; background:var(--c-primary);
  color:var(--c-paper); font-family:var(--font-body); font-weight:800; font-size:14px; letter-spacing:.04em;
  text-transform:uppercase; border:0; border-radius:var(--r-sm); padding:15px 40px; box-shadow:0 10px 26px rgba(11,28,68,.26);
  transition:background .15s ease, transform .15s ease; }
.is-wrapper .premium-contact-form input[type="submit"]:hover{ background:var(--c-primary-grad); transform:translateY(-2px); }

/* ---- contact responsive ---- */
@media (max-width:1023px){
  .premium-contact-form .fieldset{ grid-template-columns:1fr; }
  .premium-contact-form .first_name_wrap,
  .premium-contact-form .last_name_wrap{ grid-column:1 / -1; }
}

/* ============ STANDALONE MAP SECTION (contact) ============ */
.is-wrapper .fps-map-sec .fps-head-center{ margin-bottom:clamp(26px,3vw,38px); }
.fps-map-wrap{ position:relative; border-radius:var(--r-2xl); overflow:hidden; box-shadow:var(--shadow-2);
  border:1px solid var(--c-line); }
.fps-map-wrap iframe{ display:block; width:100%; height:clamp(320px,42vw,480px); border:0; filter:grayscale(.15); }
.fps-map-pin{ position:absolute; top:16px; right:16px; width:44px; height:44px; border-radius:50%;
  background:var(--c-primary); color:var(--c-accent-2); display:flex; align-items:center; justify-content:center;
  font-size:20px; box-shadow:var(--shadow-1); pointer-events:none; }

/* =========================================================
   SITE HEADER / NAVIGATION — pixel-matched to Financial Protection Solutions
   navy sticky bar, gold accents; mapped to live Webware .new-header classes.
   High-specificity selectors override the theme.
   ========================================================= */
.new-header.new-header-6.has-bg{ position:sticky; top:0; z-index:50;
  background:rgba(8,21,56,.98); box-shadow:0 10px 30px rgba(6,14,38,.18); backdrop-filter:blur(6px); }
.new-header.new-header-6{ position:sticky; }
.new-header.new-header-6 .custom-grid-container{ max-width:1280px; margin:0 auto; }

/* logo */
.new-header.new-header-6 .logo-container a{ display:inline-flex; align-items:center; }
.new-header.new-header-6 .logo-container img{ display:block; }

/* ---- top contact strip (phone + Contact Us) ---- */
.new-header.new-header-6 .contact-section{ display:flex; align-items:center; justify-content:flex-end; gap:16px; margin:0; padding:0; list-style:none; }
.new-header.new-header-6 .contact-section > li{ margin:0; padding:0; }
.new-header.new-header-6 .head-contact-links{ display:inline-flex; align-items:center; gap:7px;
  color:var(--c-accent-2); font-family:var(--font-body); font-weight:700; font-size:13.5px; text-decoration:none; }
.new-header.new-header-6 .head-contact-links .icon-part{ display:inline-flex; align-items:center; color:var(--c-accent-2); }
.new-header.new-header-6 .head-contact-links .heading{ display:none; }
.new-header.new-header-6 .head-contact-links .siteDisplayNumber{ color:var(--c-accent-2); font-weight:700; font-size:13.5px; }
.new-header.new-header-6 .head-contact-links:hover .below-text{ color:var(--c-paper); }

/* Contact Us button (top) */
.new-header.new-header-6 .contact-section .button{ display:inline-block; background:var(--c-accent);
  color:var(--c-primary-dark); font-family:var(--font-body); font-weight:800; font-size:12px; letter-spacing:.04em;
  text-transform:uppercase; padding:9px 18px; border-radius:6px; text-decoration:none; transition:background .15s ease; }
.new-header.new-header-6 .contact-section .button:hover{ background:var(--c-accent-2); }

/* stack the top strip above the nav, right-aligned (matches target) */
.new-header.new-header-6 .cell.medium-auto{ display:flex; flex-direction:column; align-items:flex-end; gap:12px; }

/* ---- main navigation (level 1) ---- */
.new-header.new-header-6 .main-navigation{ width:auto; }
.new-header.new-header-6 .main-navigation .menu.level-1{ display:flex; align-items:center; gap:4px; margin:0; padding:0; list-style:none; background:transparent; }
.new-header.new-header-6 .main-navigation .menu.level-1 > li{ margin:0; position:relative; }
.new-header.new-header-6 .main-navigation .menu.level-1 > li > a{ display:inline-flex; align-items:center; gap:6px;
  font-family:var(--font-body); font-weight:700; font-size:14px; letter-spacing:.01em; color:var(--c-on-dark);
  text-decoration:none; padding:9px 14px; border-radius:7px; transition:background .15s ease, color .15s ease; }
.new-header.new-header-6 .main-navigation .menu.level-1 > li > a:hover{ background:rgba(201,162,75,.14); color:var(--c-paper); }

/* dropdown caret, gold */
/* neutralize the theme's Foundation caret */
.new-header.new-header-6 .main-navigation .is-dropdown-submenu-parent > a::after{
  border:0 !important; content:none !important; display:none !important; }
/* bulletproof gold caret as a background SVG on the link (can't be hidden by border-based theme carets) */
.new-header.new-header-6 .main-navigation li.is-dropdown-submenu-parent > a{
  padding-right:30px !important;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='11' height='7' viewBox='0 0 11 7' fill='none'%3E%3Cpath d='M1 1l4.5 4.5L10 1' stroke='%23c9a24b' stroke-width='1.8' stroke-linecap='round'/%3E%3C/svg%3E") !important;
  background-repeat:no-repeat !important; background-position:right 12px center !important; background-size:11px 7px !important; }

/* ---- submenus (level 2) — white rounded card ---- */
.new-header.new-header-6 .main-navigation .is-dropdown-submenu{ list-style:none; margin:0; padding:10px; min-width:260px;
  background:var(--c-paper); border:1px solid var(--c-line); border-radius:14px; box-shadow:0 26px 54px rgba(6,14,38,.3);
  position:absolute; top:calc(100% + 10px); left:0; z-index:60; }
.new-header.new-header-6 .main-navigation .is-dropdown-submenu .is-submenu-item{ margin:0; }
.new-header.new-header-6 .main-navigation .is-dropdown-submenu .is-submenu-item > a{ display:block; padding:10px 12px;
  border-radius:9px; font-family:var(--font-body); font-weight:600; font-size:14px; color:var(--c-ink-5);
  text-decoration:none; transition:background .15s ease, color .15s ease; }
.new-header.new-header-6 .main-navigation .is-dropdown-submenu .is-submenu-item > a:hover{ background:var(--c-cream); color:var(--c-ink); }

/* ---- mobile header ---- */
.new-header.new-header-6 .openMenu{ background:transparent; border:0; cursor:pointer; color:var(--c-accent-2); padding:6px; }
.new-header.new-header-6 .mobile-contact-buttom-section a{ display:inline-flex; align-items:center; gap:8px;
  color:var(--c-accent-2); font-family:var(--font-body); font-weight:700; font-size:14px; text-decoration:none; }
.new-header.new-header-6 .mobile-contact-button-section .button{ display:inline-block; background:var(--c-accent);
  color:var(--c-primary-dark); font-family:var(--font-body); font-weight:800; font-size:12.5px; letter-spacing:.04em;
  text-transform:uppercase; padding:10px 18px; border-radius:6px; text-decoration:none; }

@media (min-width:1025px){ .new-header.new-header-6 .sidenav-container{ display:none; } }
@media (max-width:1024px){
  .new-header.new-header-6 .main-navigation.show-for-large,
  .new-header.new-header-6 .contact-section.show-for-large{ display:none; }
  .new-header.new-header-6 .cell.medium-auto{ align-items:stretch; }
}

/* =========================================================
   SITE FOOTER — matched to Financial Protection Solutions (4-column navy)
   ========================================================= */
.fps-footer{ background:var(--c-primary-dark); color:var(--c-on-dark-5); }
.fps-footer-inner{ max-width:1220px; margin:0 auto; padding:clamp(52px,6vw,80px) clamp(18px,4vw,44px) 0;
  display:grid; grid-template-columns:repeat(auto-fit,minmax(min(100%,230px),1fr)); gap:clamp(28px,4vw,48px); }

/* brand col */
.fps-footer-logo{ display:inline-flex; align-items:center; gap:12px; text-decoration:none; }
.fps-footer-logo img{ max-width:150px; height:auto; display:block; }
.fps-footer-logo-text{ font-family:var(--font-head); font-weight:700; font-size:20px; color:var(--c-paper); }
.fps-footer .fps-footer-about{ margin-top:18px; font-family:var(--font-body); font-size:14.5px; line-height:1.7; color:var(--c-on-dark-4); max-width:300px; }

/* column headings */
footer.fps-footer h4.fps-footer-h4,
.fps-footer .fps-footer-h4{ font-family:var(--font-body); font-size:13px; letter-spacing:.16em; text-transform:uppercase;
  color:var(--c-accent-2); font-weight:800; margin:0 0 16px; }

/* contact links */
.fps-footer .fps-footer-contact{ display:flex; align-items:center; gap:10px; color:var(--c-on-dark-6);
  font-family:var(--font-body); font-size:15px; font-weight:700; text-decoration:none; margin-bottom:12px; }
.fps-footer .fps-footer-contact svg{ flex:0 0 auto; color:var(--c-accent); }
.fps-footer .fps-footer-contact:hover{ color:var(--c-accent-2); }

/* explore links */
.fps-footer-links{ display:flex; flex-direction:column; gap:11px; }
.fps-footer .fps-footer-links a{ color:var(--c-on-dark-5); font-family:var(--font-body); font-size:14.5px; text-decoration:none; transition:color .15s ease; }
.fps-footer .fps-footer-links a:hover{ color:var(--c-accent-2); }

/* Explore column uses the theme nav menu — normalize it to a clean vertical list */
.fps-footer .fps-footer-links .menu{ list-style:none; margin:0; padding:0; display:flex; flex-direction:column; gap:11px; background:transparent; }
.fps-footer .fps-footer-links .menu > li{ margin:0; padding:0; width:100%; background:transparent; }
/* hide nested submenus (Services / Service Areas children) in the footer */
.fps-footer .fps-footer-links .is-dropdown-submenu,
.fps-footer .fps-footer-links .menu .menu{ display:none !important; }
/* link styling + kill theme active/button background */
.fps-footer .fps-footer-links .menu > li > a{ display:inline-block; padding:0; background:transparent !important;
  color:var(--c-on-dark-5); font-family:var(--font-body); font-weight:400; font-size:14.5px; text-decoration:none;
  border:0; border-radius:0; transition:color .15s ease; }
.fps-footer .fps-footer-links .menu > li.active > a{ background:transparent !important; color:var(--c-on-dark-5); }
.fps-footer .fps-footer-links .menu > li > a:hover{ color:var(--c-accent-2); background:transparent !important; }
/* remove any theme dropdown caret on footer menu parents */
.fps-footer .fps-footer-links .is-dropdown-submenu-parent > a::after,
.fps-footer .fps-footer-links .is-dropdown-submenu-parent > a::before{ content:none !important; border:0 !important; display:none !important; }

/* request a call */
.fps-footer .fps-footer-note{ font-family:var(--font-body); font-size:14.5px; line-height:1.6; color:var(--c-on-dark-4); margin:0 0 14px; }
.fps-footer .fps-footer-btn{ display:inline-block; width:auto; max-width:max-content; white-space:nowrap;
  background:var(--c-accent); color:var(--c-primary-dark); font-family:var(--font-body); font-weight:800;
  font-size:13px; line-height:1.1; letter-spacing:.03em; text-transform:uppercase; text-align:center;
  padding:13px 24px; border-radius:7px; text-decoration:none; transition:background .15s ease; }
.fps-footer .fps-footer-btn:hover{ background:var(--c-accent-2); }

/* bottom bar */
.fps-footer-bar{ max-width:1220px; margin:clamp(40px,5vw,60px) auto 0; padding:22px clamp(18px,4vw,44px);
  border-top:1px solid rgba(201,162,75,.22); display:flex; flex-wrap:wrap; gap:10px; justify-content:space-between; align-items:center; }
.fps-footer-bar span{ font-family:var(--font-body); font-size:13px; color:var(--c-on-dark-4); }
.fps-footer .fps-footer-bar a{ color:var(--c-on-dark-5); text-decoration:none; }
.fps-footer .fps-footer-bar a:hover{ color:var(--c-accent-2); }

@media (max-width:640px){
  .fps-footer-bar{ justify-content:center; text-align:center; }
}

/* ============ MOBILE SIDENAV (off-canvas) — text + background colors only ============ */
#sidenav.sidenav{ background:var(--c-primary-dark); }
#sidenav .accordion-menu a{ color:var(--c-on-dark); }
#sidenav .accordion-menu a:hover{ color:var(--c-accent-2); }
#sidenav .accordion-menu .is-submenu-item a{ color:var(--c-on-dark-2); }
#sidenav .accordion-menu li.active > a{ color:var(--c-accent-2); }

/* ---- sidenav: clear theme black item backgrounds + visible gold caret ---- */
#sidenav .accordion-menu{ background:transparent; }
#sidenav .accordion-menu li{ background:transparent !important; border-bottom:1px solid rgba(201,162,75,.18); }
#sidenav .accordion-menu a{ background:transparent !important; padding:14px 18px; font-family:var(--font-body); font-weight:700; }
#sidenav .accordion-menu .is-submenu a{ background:transparent !important; font-weight:600; }

/* visible gold accordion caret */
#sidenav .is-accordion-submenu-parent > a{ position:relative; padding-right:44px; }
#sidenav .is-accordion-submenu-parent > a::after{ content:"" !important; display:block !important; width:9px; height:9px;
  border:0 !important; border-right:2px solid var(--c-accent-2) !important; border-bottom:2px solid var(--c-accent-2) !important;
  transform:rotate(45deg); position:absolute; right:18px; top:50%; margin-top:-7px; border-left:0; border-top:0;
  background:none !important; }
#sidenav .is-accordion-submenu-parent[aria-expanded="true"] > a::after{ transform:rotate(-135deg); margin-top:-3px; }


/* ---- header icons (incl. mobile hamburger) gold ---- */
header .icon,
header i,
header i.fa-bars.icon{ color:var(--c-accent); }


/* ---- mobile contact strip (below 1024) ---- */
@media screen and (max-width:63.9375em){
  .mobile-contact-buttom-section{ line-height:60px; text-align:center; border-top:2px solid var(--c-accent); }
}