83
4. FINANCIAL INSTRUMENTS, FINANCIAL RISKS AND CAPITAL ASSETS MANAGEMENT (cont’d)
NOTES TO FINANCIAL STATEMENTS
March 31, 2013
WEIGHTED
ON
AVERAGE
DEMAND WITHIN
EFFECTIVE
OR WITHIN 2 TO
INTEREST RATE 1 YEAR
5 YEARS ADJUSTMENT TOTAL
%
$’000
$’000
$’000
$’000
Co-operative
2013
Non-interest bearing
-
189,666
29,352 (1,314)
217,704
Fixed interest rate instruments
1.34
145,352
83,147 (13,567)
214,932
Variable interest rate instruments
5.6
-
183,137 (9,223)
173,914
335,018 295,636 (24,104)
606,550
2012
Non-interest bearing
-
217,920 29,352 (2,126)
245,146
Fixed interest rate instruments
1.0
203,957 82,105 (8,709)
277,353
Variable interest rate instruments
4.9
-
176,147 (8,070)
168,077
421,877 287,604 (18,905)
690,576
Non-derivative financial liabilities
The following tables detail the remaining contractual maturity for non-derivative financial liabilities. The tables have
been drawn up based on the undiscounted cash flows of financial liabilities based on the earliest date on which the
Group and Co-operative can be required to pay. The table includes both interest and principal cash flows.
(iii) Interest rate risk management
(Cont’d)
